0871 premium rate number consultation ends this month

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Individual giving 0871 premium rate number consultation ends this month  21 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The public consultation into 0871 premium rate numbers run by ICSTIS, the premium rate services regulator, closes on 28 June. ICSTIS is seeking feedback on its proposals to regulate 0871 numbers when it assumes responsibility for their regulation in early 2008 from Ofcom.Charities use 0871 numbers in a variety of ways because they can generate income in the form of a share in the telecom providers’ income from the line.Proposals include the need for clear and prominent price warnings in all advertisements, as well as new procedures for dealing with refunds when callers feel that they have been kept on hold unnecessarily by call centres. Advertisementcenter_img Paul Whiteing, ICSTIS’ Director of Policy & Innovation, said: “We are consulting with the wider industry as a matter of principle so that public feedback can be used to formulate and shape regulatory policy.“To date, the responses have been of a very high quality but low in number. We are a consultative organisation and value the insightful contributions of the premium rate sector. I would urge all interested parties to respond to the consultations and contribute to shaping a positive future for this key industry and our new organisation, PhonePayPlus, which will launch in late autumn. Howard Lake | 19 June 2007 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

St. Vincent Hospital for Women & Children

first_img Amanda and Justin Williams, Enfield, Ill., son, Benson Orwin, May. 1Sara and Jack Cline, Newburgh, Ind., daughter, Caroline Ann, May. 1Yvonne and Chad Lueken, Jasper, Ind., daughter, Olivia Sue, May. 1Kathryn and Gregory Barnes, Evansville, daughter, Tess Eloise, May. 1Kristina and Chris Schwenk, Evansville, daughter, Celeste Aurora, May. 1Shelby Williams, Evansville, son, Malachai Isaiah, May. 1Cherish Williams, Evansville, son, Mason Brantley, and daughter, Addison LaVonne, May. 2Ashley and Jay Gregg, Evansville, son, Kruser Indiana, May. 3Chauna Thompson and Dustin Tucker, Evansville, son, Ronald Davin Paul, May. 3Kelli Miller, Evansville, daughter, Olivia Jane, May. 4Ashley and Kevin Coomes, Evansville, son, Ryker Phillip-Lee, May. 4Bianca and Darren Boatman, Bridgeport, Ill., daughters, Lorelai Elise and Elaina Caroline, May. 4Breanna Cooper, Evansville, son, Kingston Ahmir, May. 5Mackensey and Drew Mayer, Evansville, daughter, Addyson Jane, May. 5Sadie Best, Evansville, daughter, Za’Niyah Ann Gabrielle, May. 5Jenny and Daniel Freeman, Rockport, Ind., daughter, Tyla Mae, May. 5Melinda Wagner and David Gresham, Chandler, Ind., son, Elliott James, May. 5Karla and Cody Burden , Richland City, Ind., daughter, Sadie Lee, May. 6FacebookTwitterCopy LinkEmailSharelast_img read more

On Compliance: HMDA outliers

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Use a statistical approach to determine whether your credit union’s data is likely to draw a fair lending review.by: Dana GinsburgThe term “HMDA outlier” is used by the National Credit Union Administration and other regulatory agencies to describe part of their criteria for selecting financial institutions for fair lending reviews. Unfortunately, it can be a daunting task for a compliance officer to get a handle on the CU’s Home Mortgage Disclosure Act data and answer the question: “Is my credit union a HMDA outlier?” This article shares a straightforward methodology, using public HMDA data, to identify HMDA outliers.NCUA’s 2013 Fair Lending Examination Program and Compliance Assistance states: “Federal credit unions that are HMDA outliers and demonstrate the potential for higher fair lending risk are subject to a fair lending exam in accordance with the FFIEC exam procedures.” In that guidance, NCUA also states that it will review the credit union’s annual HMDA report, and if that review indicates the credit union’s lending practices fall outside the normal range with regard to pricing, denials, withdrawals, or lending terms (when compared to other financial institutions) the credit union will be considered a HMDA outlier.A Data-based ApproachIn keeping with the NCUA guidance, ComplianceTech suggests using a statistics-based approach to determine whether a federal credit union is a HMDA outlier. This approach computes an average score (such as for denial rate, pricing and lending term) for a group of “peer” lenders, and then determines which of the individual lenders’ scores are far enough from the average to be considered an outlier. continue reading »last_img read more

Hoornstra: Baseball’s designated hitter rule could benefit from compromise

first_img Angels offense breaks out to split doubleheader with Astros “I would not, not force the DH on the National League,” Angels manager Joe Maddon told me in spring training last year, the last time the universal DH suggestion was brought to life.“The National League game is much more thought-provoking,” Maddon said. “If you want more offense, don’t worry about getting one more guy in the lineup. Worry about teaching a different method of hitting a little bit.”“My desire is we don’t sanitize things in the game too much,” Brewers manager Craig Counsell told me around the same time. “I think strategic parts of the game are what makes it a great game.”Like Counsell and Maddon, I prefer a game with more strategy, not less. It helps if the fruits of these strategies are readily obvious to fans. Moves and countermoves translate better than launch angles and spin rates.There’s nothing wrong with a faster-paced game. Far from it, in fact. MLB’s pace-of-play initiatives (automatic intentional walks, limiting mound visits, futile attempts at reducing the time between pitches) have had little effect to this point. This year, relief pitchers must face a minimum of three batters, unless the inning ends first, and that might nudge the average time of game downward. The average game time reached 3 hours, 10 minutes last season, a record. It’s doubtful a universal DH rule would make much of a difference. Last season, the average AL game was less than two minutes shorter than the average NL game.Yet the National League game was better in 2019. It gave us more baseball. It gave us more strategy from the dugout. It also gave us more strategy from the batter’s box. Hitters set new single-season records for home runs and strikeouts in 2019. American League teams combined to hit 180 more homers than their NL counterparts. Despite having the benefit of the DH, American Leaguers struck out more in 2019, not less.So, no, I’m not eager to see the NL game disappear. Maybe the question of whether or not to allow the DH in both leagues is a false dichotomy. Could the two leagues forge a compromise? If so, what might that look like?Here are three options.Option 1.Let the home manager decide whether the DH is in effect on a game-by-game basis.This is my favorite idea, at least in theory. It restores some autonomy to the manager’s seat. It introduces an extra layer of pregame strategy. It gives the home team an advantage beyond batting last in every inning and hearing the roar of the crowd.The biggest implication: pitchers who fail to hit, and hitters who can’t play a position, would be more easily exploited, while a two-way talent would have an even more decisive advantage.Shohei Ohtani could hit on the days he starts for the Angels, and force the other team’s pitchers to bat for themselves at home. On the road, opposing managers might take the Angels’ DH away – but at the cost of forcing their own pitchers to hit. Would Nelson Cruz have to learn a position if he wants to start a game outside of Minnesota? That would be Rocco Baldelli’s problem.Option 2.Allow the DH to stay in the game as long as the starting pitcher remains in the game.If you miss a good starting pitchers’ duel, this option is for you. Say it’s the top of the fifth inning, the pitcher is struggling, and the home team’s DH is due up in the bottom of the inning. Now the manager has an extra decision to make: remove his starter for a fresh reliever and lose his DH, or let the starter try to work out of trouble?Related Articles Dodgers’ Will Smith: ‘I feel like it’s been five years’ since his 2019 debut Harvard-Westlake alum Lucas Giolito throws no-hitter for White Sox Newsroom GuidelinesNews TipsContact UsReport an Errorcenter_img Jose Suarez’s rocky start sinks Angels in loss to Astros If you dislike “openers” – relievers who start the game, and only pitch one or two innings – this plan is not for you. Effectively, this option exchanges one layer of strategy for another. It also reduces the impact a DH can potentially have on each game. Cruz, arguably the Twins’ best hitter, would rarely bat in a late-game situation when he’s in the starting lineup. Teams would be incentivized to stash better hitters on the bench, perhaps at the expense of their starting DH.It’s imperfect, but another example of a possible compromise.Option 3.Mandate that starting pitchers bat for themselves, then allow managers to insert a DH once the starter is removed from the game.This is the opposite of Option 2, and it would likely elicit the opposite effect. Openers would be encouraged. The value in having a deep bench would evaporate. Double switches would die. Potentially, we’d see better hitters taking late-game at-bats, but essentially this is what we already see in the National League. Relief pitchers rarely bat as it is, so this change would merely allow the same pinch-hitter to bat for multiple relief pitchers in the same game.If MLB insists that messing with 47 years of tradition would better the game, so be it. But the DH doesn’t have to be an all-or-nothing proposition. There’s a broad middle ground to be found, if the league wants to look for it. Think the designated hitter is coming to the National League?“The suggestion, often made, that the pitcher be denied a chance to bat, and a substitute player sent up to hit every time, has been brought to life again, and will come up for consideration when the American and National League Committees on rules get together.” Those words were printed in 1906. Even 114 years ago, the chatter around the DH rule was an old one.The National League has mandated pitchers hit for themselves in every non-interleague game since 1973. That might change a year from now, according to a report that surfaced this week. It’s hard to take any such report too seriously until the universal DH becomes part of the league’s official rules. The momentum behind the rule change is obvious: it would achieve one of Commissioner Rob Manfred’s explicit goals of lowering the average game time.It would also tick off some very interested parties. Angels’ Shohei Ohtani spending downtime working in outfield last_img read more

Brand South Africa welcomes South Africa’s improvement in IMD rankings

first_imgJohannesburg, Wednesday 1 June 2016 – Brand South Africa welcomes South Africa’s improvement in the Institute for Management Development’s (IMD) competitiveness index. South Africa now stands at number 52, up from number 53 in 2015.South Africa’s improvement in the rankings comes as a result of advancements in the areas of: energy infrastructure, future energy supply, stock market capitalisation, ICT service exports, maintenance and development, public finances, labour relations, ease of doing business, export concentration by partner, exchange rate stability, health infrastructure, funding for technological development, bureaucracy, workforce productivity and apprenticeships.Reflecting on South Africa’s performance in this the 2016 IMD, Brand South Africa’s CEO Mr Kingsley Makhubela said, “South Africa’s performance in this index shows that national efforts to strengthen the economy and improve our global competitiveness are yielding positive results for the country.“The nation brand and our global competitiveness is built by all citizens and improvements in our global competitiveness are a testament to the work that we are all doing to make South Africa a winning nation. We thank you for playing your part and encourage you to continue working to build the country’s reputation,” concluded Mr Makhubela.The IMD looks at the global competitiveness of 61 countries.Follow the conversation on #SANationBrandVisit the Institute for Management Development website for more information.last_img read more

10 months ago​Sheffield Wednesday up for sale

first_imgTagsEnglish ChampionshipAbout the authorIan FerrisShare the loveHave your say ​Sheffield Wednesday up for saleby Ian Ferris10 months agoSend to a friendShare the loveSheffield Wednesday owner Dejphon Chansiri says he is putting the Championship club up for sale, reports BBC Sport.The Thai businessman, who bought the Owls in 2015, told a fans’ forum he would put the club on the market.The Owls are currently 18th in the Championship, with fans unhappy with manager Jos Luhukay, and were under a transfer embargo which ended in August.”I will put this club on the market. I believe many people want to buy,” Chansiri told the forum.The last available financial figures show the Owls lost more than £20m in 2016-17, an increase of £15m on the previous year.”The EFL changed the regulations at the end of last season. We didn’t just break (FFP rules) a little, we broke them a lot – eight figures,” he added to the forum.”We have problems with FFP, so it is hard, but we will try our best.”I am not looking to next season, I am looking now to solve FFP and how we can make this season as good as we can.”If we can solve those problems now, then next season can be better.” last_img read more

10 months agoPochettino can sense stronger mentality from Spurs players

first_imgAbout the authorPaul VegasShare the loveHave your say Pochettino can sense stronger mentality from Spurs playersby Paul Vegas10 months agoSend to a friendShare the loveTottenham boss Mauricio Pochettino says he can sense a stronger mentality from his players this season.Pochettino believes his players need to adopt a strong mental toughness to add to their fluent passing football.”In the last four of five years we play so well, the people enjoy a lot watching us but we need in some moments to be, I don’t know if the word is naughty, but smart in how you compete and that we still miss. But we have the opportunity in the next few months to show we are capable to be more competitive,” he said.The Argentine feels his team have progressed considerably from the May 2016 league game against Chelsea at Stamford Bridge in which they lost a 2-0 lead and drew 2-2, which handed the 2015-16 title to Leicester.”We were nice kids playing football, now we are more mature, more competitive,” he said. “We will see if that is enough to win titles. We grow a lot in the last five years and I think this game was important to learn a lot.” last_img read more

Fort St John man busted at wheel of bait car in Kelowna

first_imgKELOWNA, B.C. — A man originally from Fort St. John was arrested in Kelowna on Sunday evening after he allegedly stole a Bait Car. At around 9:50 p.m. last Sunday,  members of the Kelowna RCMP members were advised by dispatcher that one of the city’s Bait Cars had been activated. Dispatch was able to provide live video feed updates to pursuing officers as the male suspect drove northbound towards Lake Country.Members from the Lake Country Detachment were advised of the vehicle’s location, and once police were in position the vehicle’s engine was disabled. The driver was taken into police custody without incident. 37-year-old Kenneth William Fawcett of Fort St. John has been charged with theft of a motor vehicle and driving while prohibited.  Kelowna RCMP Cst. Lesley Smith said in a release that Fawcett is “a well known Prolific Offender and has a lengthy criminal record for vehicle thefts and other property related offences. In any given community prolific offenders account for 80 percent of all crime committed. Be rest assured our members will continue to identify, locate and arrest these individuals and hold them accountable for the crimes they have committed.”It’s not know whether Fawcett has been released from custody, or when he is due to make his next court appearance.last_img read more

Man clobbered to death with stone

first_imgNew Delhi: A man was beaten to death with stone in Sangam Vihar area in South Delhi. Police claimed that the accused then chopped his body and dumped it in the forest areas.Police identified the accused as Akash, a resident of Sangam Vihar area. “On 7 March around 2 am they received credible information about the murder case in the forested areas of street number 12 in Shooting Range road,” said police sources. They further added that the team nabbed the accused from Sangam Vihar and during questioning he claimed that he had killed one Saroj who lives in F2 block (Sangam Vihar) by beating him with stone. Also Read – Bangla Sahib Gurudwara bans use of all types of plastic itemsPolice further stated that after killing he disposed of the body into pieces and hide it inside the pit in the forested areas. The staff took the accused to forest and started searching. “There were marks of dragging and the blood stain on the ground. Later the accused pointed through the weapon of offence “stone”, said police sources adding that the accused told them that after killing he dragged the body of the Saroj. Moving further police team found that there were fresh mud and stone inside the pit. “After removing mud and stone a sack was found containing the body pieces including the head, legs,” police said. Police further claimed that the accused had some personal enmity with the deceased. “Three years ago he was beaten up by the deceased and to take revenge of that incident he hatched the murder plan,” police said. A case under sections 302 and 201 of IPC registered.last_img read more

CILANTRO RUBBED ROAST CHICKEN

first_imgIngredients Chicken Breast 250 g Vegetables 80 g Lyonnaise Potato 80 g Strawberry & Grapes Emulsion 30 ml Fresh Coriander 20 g Chopped Parsley 5 g Olive Oil 10 ml Chopped Garlic 10 g Salt to taste Crushed Black Pepper 2 g Also Read – PUMPKIN MASH, TAMATAR RASSAPreparation Marinate the chicken breast with fresh coriander and garlic paste; add seasoning, keep aside for 30 minutes. Grill the chicken breast, vegetables and lyonnaise potato. Now, arrange the grilled chicken breast on a plate with grilled vegeables and lyonnaise potatoes. Pour strawberry and grapes emulsion, garnish with sprig of parsley or herb. (Courtesy: Chef Aashish Joshi, Jaypee Siddharth, New Delhi)last_img