Student Tent City to Focus on Homeless Experience

first_imgBURLINGTON, Vt.Champlain College students plan to spend the week of Nov. 17-21 learning about what conditions are like for a growing number of families and individuals who have lost their home. Some 180 students have already made the commitment to sleep in tents on the Aiken green on campus and attend workshops and seminars to learn about social services and the underlying reasons related to homelessness. A series of workshops and lectures will also explore the issue throughout the week.The fourth annual Tent City is being held during the national observance of Hunger and Homeless Awareness Week, according to Ashley George, service coordinator for the Center for Service and Civic Engagement at Champlain College. Each year, the week before Thanksgiving, the National Coalition for the Homeless (www.nationalhomeless.org) helps to organize events across the country to take part in a nationwide effort to bring greater awareness to the problems of hunger and homelessness.We are working hard this year to emphasize the educational aspect of Tent City. We are not trying to simulate being homeless, but rather to raise the overall awareness of our students, staff and faculty about the challenges people are facing in these economic times, George explained. This year, more students signed up to spend a night or more in the tent city on the campus Aiken Green than in year’s past, George noted, and organizers had to limited the number of overnight participants to 60 students per night. Students will also be able to experience a typical soup kitchen menu at the dining hall with a limited menu similar to those often served in homeless shelters and food shelves. Events like this are tremendously important to helping the community understand the issues of homeless people, said Deb Bouton of the Committee on Temporary Shelter (COTS). We can’t do the work we do without the support of the community and an event like this one by Champlain College students is amazing. Bouton said COTS is already facing long waiting lists for shelter space for families and individuals and expects the need to grow as winter weather arrives. A series of workshops and seminars will complement the Tent City experience, George said. There will also be a fund-raising aspect to the weeks event with students collecting donations to help the Committee on Temporary Shelter with its community programs. Last year, students raised nearly $2,500 for COTS. Champlain College Tent City guest speakers every evening at 8 p.m.: Monday, Nov. 17: Former Champlain College students will talk about planning the first Tent City. Tuesday, Nov. 18: The Poverty Wall, an interactive activity will explore the stereotypes that surround people who are homeless. Wednesday, Nov. 19: Patrick De Leon, the drop in Coordinator at Spectrum Youth and Family Services, will speak about youth homelessness issues in Vermont. Thursday, Nov. 20: A panel of staff and clients from COTS (Committee on Temporary Shelter) will speak about the experiences of individuals and families who are homeless in Vermont. What are the real barriers to housing in Burlington and in Vermont? There will also be time for questions and comments at the end. A candle light vigil on Aiken green will directly follow the speakers at 9 p.m.Champlain College Tent City daytime activities and workshops: Monday, Nov. 17, 2 to 3:30 p.m. in Hauke Lounge Social Service Office- Mock intake procedure, anyone is welcome to come meet with a social worker to experience the process of applying for food stamps, Section 8 housing, and other services. Tuesday, Nov. 18, 2 to 3 p.m., meet at Tent City on Aiken green – Walk to COTS Shelters, students will walk to one of the COTS family shelters as well as the daytime and overnight shelters for Individuals. Wednesday, Nov. 19, 1 to 2 p.m. in Hauke Lounge Staff from the Vermont Workers Center will come to discuss issues such as Healthcare and Livable Wage and how they impact people that are homeless or at risk of becoming homeless. Thursday, Nov. 20, noon at the Tower Room at the IDX Student Life Center, Brown Bag Lunch focusing on poverty and homelessness with a guest speaker from COTS. This event is sponsored by The Office of Diversity and Inclusion.All events are free and open to the public. To learn more, contact Service Coordinator Ashley George at the Center for Service and Civic Engagement at Champlain College, (802) 383-6632. Or by email at ageorge@champlain.edu. To learn more about COTS, visit www.cotsonline.org or call 864-7402. Champlain College was founded in 1878 and currently has nearly 2,000 undergraduate students. To learn more about Champlain College, visit www.champlain.edulast_img read more

On Compliance: HMDA outliers

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Use a statistical approach to determine whether your credit union’s data is likely to draw a fair lending review.by: Dana GinsburgThe term “HMDA outlier” is used by the National Credit Union Administration and other regulatory agencies to describe part of their criteria for selecting financial institutions for fair lending reviews. Unfortunately, it can be a daunting task for a compliance officer to get a handle on the CU’s Home Mortgage Disclosure Act data and answer the question: “Is my credit union a HMDA outlier?” This article shares a straightforward methodology, using public HMDA data, to identify HMDA outliers.NCUA’s 2013 Fair Lending Examination Program and Compliance Assistance states: “Federal credit unions that are HMDA outliers and demonstrate the potential for higher fair lending risk are subject to a fair lending exam in accordance with the FFIEC exam procedures.” In that guidance, NCUA also states that it will review the credit union’s annual HMDA report, and if that review indicates the credit union’s lending practices fall outside the normal range with regard to pricing, denials, withdrawals, or lending terms (when compared to other financial institutions) the credit union will be considered a HMDA outlier.A Data-based ApproachIn keeping with the NCUA guidance, ComplianceTech suggests using a statistics-based approach to determine whether a federal credit union is a HMDA outlier. This approach computes an average score (such as for denial rate, pricing and lending term) for a group of “peer” lenders, and then determines which of the individual lenders’ scores are far enough from the average to be considered an outlier. continue reading »last_img read more

Rondon opens up on how he reacted to Man Utd signing Ighalo instead of him

first_imgIghalo put pen to paper on a six-month loan deal with the Red Devils and the Nigeria international is in line to make his first start away to Club Brugge in the Europa League tonight.Rondon – who, like Ighalo, has been plying his trade in the Chinese Super League – was another player firmly on United’s radar before last month’s transfer deadline.United were confident Rondon could still do a job in the Premier League after recent spells with West Brom and Newcastle, but a firm offer was never submitted for the 30-year-old Venezuelan.However, the Dalian Yifang star insists he was on the verge of a move to Old Trafford after discussions between the club and his agent.‘It was all out of my hands,’ the former West Brom and Newcastle forward told The Athletic.‘It means a lot to be linked with Manchester United because they have a great history and it must mean they think I did well in the Premier League.‘They started to talk to my agent and I was just waiting by my phone for a decision, maybe for the lawyers, but then I saw Ighalo had signed.‘It didn’t get to the stage where an offer was made or anything like that, but I think it was really close.’Rondon claims he’s now fully focused on Dalian again after missing out on joining United, adding that he’s ‘pleased’ for Ighalo on sealing his dream move.Asked whether he’s ‘distraught’ or ‘angry’, Rondon replied: ‘No, no — it’s just football. Promoted Content10 Risky Jobs Some Women DoEverything You Need To Know About Asteroid Armageddon8 Things To Expect If An Asteroid Hits Our PlanetYou’ve Only Seen Such Colorful Hairdos In A Handful Of Anime7 Ways To Understand Your Girlfriend BetterThe Funniest Prankster Grandma And Her GrandsonJapanese Inventions That Make You Wish You Lived In Japan5 Of The World’s Most Unique Theme Parks9 Facts You Should Know Before Getting A Tattoo9 Heroes Of Popular Memes Then And NowPlaying Games For Hours Can Do This To Your BodyThe Biggest Cities In The World So Far Ole Gunnar Solskjaer made it clear he wanted to bolster his thin attacking options this winter and an agreement was reached with Shanghai Greenland Shenhua for Ighalo, 30, in the final hours of the transfer window. Loading… center_img Read Also: Europa League: Ighalo makes Man United squad vs Club Brugge clash‘It’s decisions again and they obviously decided Ighalo was the best decision for them. I’ve played against him and I’m pleased for him.‘All I can do is keep working. I’m concentrating on Dalian, on working and learning and listening to the manager.‘After that, we will have to wait and see. You just never know in this game.’FacebookTwitterWhatsAppEmail分享 Salomon Rondon says he was ‘really close’ to joining Manchester United in January but understands the club’s decision to sign Odion Ighalo instead of him.Advertisementlast_img read more